Car Insurance Singapore

Aviva Online Car Insurance – My Experience

Bryan — Fri, 20 Aug 2010 16:56:13 +0000

Just thought of writing my personal experience with Aviva Singapore. As usual I renew my car insurance and road tax on the very last day of expiry. I did went to Aviva (S) website to get my quote online and proves to be cheaper than my previous insurer. But to be fair I think Aviva [...]

Garmin Asus M10 Nuvifone Review

Bryan — Tue, 06 Jul 2010 15:29:42 +0000

Upgraded my phone to a Garmin Asus M10 Nuvifone for about 2 months. I upgraded my handset from M1 which includes Car kit and charger. Not too sure about other service provider but the package does comes with Car kit from M1. Personally, I never have a window based phone before and was tempted [...]

Motor Claims Framework – What to do during an accident

Bryan — Fri, 02 Jul 2010 15:48:29 +0000

Recently a friend of mine posed me a question: What to do during an accident? It is very common that the drivers they themselves are not sure of the procedures as one does not always gets into or in fact might never have get into any accident before. Though the question maybe very simple [...]

Vehicle age, Make, Model and Capacity

Bryan — Fri, 11 Jun 2010 14:12:10 +0000

Vehicle age, make, model and capacity may be one of the most important factors in deciding the value of motor car insurance premium. In terms of vehicle age some underwriters take the consideration that older cars are less attractive to thieves and repair cost may be lower the newer vehicle. Which means premium may [...]

Driving Experience and Occupation

Bryan — Tue, 08 Jun 2010 14:55:48 +0000

Statically young drivers have higher accident rates compare to mature drivers and same goes to male and female drivers as the driving patterns and traits are different. Most insurer would impose high excess of $2,000 for young driver. On the other hand most insurer are quite reluctant to over drivers who have reach a certain [...]

No Claim Discount

Bryan — Tue, 08 Jun 2010 13:35:50 +0000

No Claim Discount (NCD) also known as No claim entitlement or no claim bonus. In Singapore NCD is a financial incentive for driver who have not made any claim during the insurance policy year. The incentive is granted before the renewal of the policy and the maximum discount is up to 50%. In the [...]

Comprehensive, Third Party Fire and Theft or Third Party Only

Bryan — Mon, 07 Jun 2010 15:59:54 +0000

What is Comprehensive, third party fire and theft (TPFT) or third party only (TPO) ? And how it will affect my premium? The above two question are one of the most commonly asked question.

Basically for third party only insurance only covers death, injuiries to third parties which may include passengers and also damage [...]

The age of the insured

Bryan — Mon, 07 Jun 2010 14:53:43 +0000

Majority of people thought that the older the insured the lower the premium. That might not be the case as most insurance company uses different age band on deciding factors for the car insurance premium. The age band are categorized differently based on each individual claim experience from different insurance company.

For example, driver [...]

Factors deciding your car insurance premium

Bryan — Sun, 06 Jun 2010 15:48:58 +0000

The premium of your car insurance is decided by commonly these factors mentioned below: - The age of the insured - What kind of plan (comprehensive, third party fire and theft or third party only) - NCD (No Claim Discount) - Insured’s occupation - Insured’s driving experience - Is the Insured driving - Claim [...]

Privacy Policy

Bryan — Thu, 03 Jun 2010 14:33:03 +0000

Our Commitment To Your Privacy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and [...]