Online Quotation

Things To Consider

There are things to consider before choosing the best deal. Factors which may lead to changes in premium or coverage.

Things to ask yourself before making the decision:

Do you have any preferred workshop?
How much excess are you willing to pay when there is a claim?
Who else will be driving the car?
Do you need No Claim Discount (NCD) Protector?
Do you need a courtesy car when your car is in the workshop?

Your insurer may impose some restrictions on who can repair your vehicle. As part of an ongoing effort to control claims costs, some insurers use the tender bidding system or authorised workshops in making arrangements for repairs. Cost savings will benefit customers by keeping premiums competitive. Choice of workshop really depends on the insured. Unless you have particular workshop that you preferred then choosing authorised workshop may be a cheaper option

Some insurers are offering lower premium when you choose to increase excess amount. It is taking chances that things will work in favor for you and you will not be making any claims for that year. And for people who seldom drive increasing excess might not be a bad idea and proves to be a cheaper option too.

It is usually advisable to list all the regular drivers of the car. In case the unnamed driver got into an accident, the insurer may not acknowledge the claim or may impose a very high excess. In some cases, specifying an experienced driver may lower the premium but young, old or inexperienced drivers may attract higher premium.

No claim discount (NCD) protector is only applicable for drivers with NCD of 30% and above. This extension allows motorist to make claims on their own insurance policies without losing their entitlement to their NCDs. It is worth paying a fair bit higher premium if your NCDs is 50%.

If your work requires you to travel to fro then having the extension of courtesy car would be a better option. This extension provides the use of a rental car when your vehicle is in the workshop for an insurable traffic accident.

Online Quotation

Kindly fill up form & submit by clicking on the submit button. Fields marked with * must be filled. We understand there is a lot of information to fill in because we do not assume. And we definitely do not want to risk the chance when there is a claim. Thank you for the understanding.
Your Personal Details
Name *
Email
Contact No *
NRIC/FIN No *
Occupation *
Date of Birth *	(ddmmyyyy)
Driving Exp *	years date of driving license issued (ddmmyyyy)
Nationality *	If Others, pls specify
Marital Status *
Gender *
NCD *
SDD *	Check Eligibility
Address *

Your Vehicle Details
Vehicle Reg No *	Your Car Plate No.
Make / Model *	eg. Honda Civic VTI 1.6A
Engine Capacity (CC) *
Seating Capacity *
Year Manufactured *	(YYYY)
Year Registered *	(YYYY)
Type *
Parallel Imported *
Type of Coverage *

Your Insurance Details
Current Insurance Company*	eg. NTUC
Renewal Received? *
If Yes, what was the quote *	Premium : Excess :
No of Claims In 3 Years *
Tyoe of Claim *
Period of Claim *
Date,Place,Details,Claim Amount of each Accident*
Current Finance Company *	eg. GE Money
Quote With NCD Protector *	(only those with NCD > 30% are eligible)
Workshop Preference *
Period Of Insurance *	Effective to ddmmyyyy format

Your Additional Named Driver Details, If Any
Name Driver 1
Name : NRIC No : Gender :
Date Of Birth : Occupation :
Driving Exp : years Marital Status :
Name Driver 2
Name : NRIC No : Gender :
Date Of Birth : Occupation :
Driving Exp : years Marital Status :

Remarks, If Any
Remarks :